Owl loans is a licensed credit broker and not a lender.

Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92. Interest charged is £161.92, interest rate 161.9% (APR variable). We are a licensed credit broker, not a lender.


About Owlloans

Owl Loans is the payday loan company that you can trust to provide you, in the simplest way, with an immediate answer to your personal credit crunch. With experience in handling applications and using a team of especially selected lenders we handle your loan application from beginning to end and take the hours of research and form filling away from you. To better understand how we can make your payday loan easy, just read on…

Finding the best payday loans UK service, can initially appear to be simple, but the process of applying for your loan and maneuvering yourself through all the pages of necessary information required by some lenders, can prove to be difficult and end up taking a considerable amount of your time. In order to get the instant payday loans UK service, you may end up needing to make two or three applications, which will, when added together, take up hours of your time. By using a credit broker such as Owl Loans one simple application makes things much easier to handle, as we do the leg work for you by submitting your details and request to a panel of lenders and providing you with the Affordable payday loans option available to you. Such a simple solution!

Client satisfaction is so important to Owl Loans

Everyone experiences sudden financial difficulties from time to time and Owl Loans are here to offer all the assistance you need from beginning to end of the process. We aim to rapidly handle your application; we understand that you need a quick response. We make every part of the repayment plan clear for you to consider before you proceed so that there are no nasty surprises down the line. Our easy and instant payday loans UK will solve your present cash concerns and we sincerely hope that you may only need us the once, but if you find that you need our instant payday loans service again, or you can recommend us to friends or family, we will be delighted to help.

Online Payday loans

When you are seeking a payday loan online there are a number of things to consider and being able to compare the loans that may be on offer to you helps you rationalize your repayment commitments; considering the total APR, which means how much interest you will need to repay, the specific repayment terms and the flexibility of the loan, are all important factors. When a credit broker such as Owl Loans handles your loan application, they put it forward to lenders who will give you the best answer to the variables of your application and you can compare and contrast the offers and see which suits you best. Having each part of your loan so clearly laid out will help clarify things for you, especially if you may be under some stress at the time, where you will appreciate the ease of price comparison in assessing the loans on offer to you. At Owl Loans our aim is to facilitate your loan application by communicating with leading lenders and giving you the decision from each of them, making the whole process an easy one step process. What could be easier?

Payday Loans advise: Borrow only what you need

Let the wisdom of the wise old owl guide you, borrow to cover the bills that cannot wait, if you need £500 do not be tempted to borrow more. We offer an adaptable scale of loans and repayments so you can choose just how much you need from £100 and £2000. So when you find that you need a short term loan without the unnecessary trouble of completing overly intrusive questionnaires and experiencing even more stress than you were already encountering, just fill in our online payday loan application now and discover how simple the process can be. We will find you lenders that are appropriate for you and subject to the lenders’ checks you will be offered the cash loan that you require.

Benefits of Easy Payday Loans

Easy payday loans are an effectual and practical way of generating a moderate amount of cash to cover any eventuality right when you need it. The reason for your present need for an instant cash input is unimportant to us at Owl Loans, we are concerned more with finding you the best loan terms from our board of lenders, as quickly and easily as possible. First of all you really need to realistically calculate the amount of money you want to borrow on an easy payday loans in UK, whether it is to supplement existing savings for a larger purchase or to cover a shortfall in your cash flow, bearing in mind the amount of your commitment to paying back your loan each month. Looking for a suitable lender and determining which may be the best choice in your individual circumstances is the next step in the process…………. or simply complete the easy application form on Owl Loans, the new and dynamic credit broker in the marketplace and let them handle your quick online payday loan application for you.

The results of your loan request for anonline payday loans will show the interest rates, repayment terms and a whole variety of other important information and then you can complete by accepting the best and Affordable payday loans UK service available to you.

Short term Loans

When you simply need a short term payday loans to tide you over a shortfall in funds or to pay off an outstanding bill or repair, the shorter period of repayment will provide you with guaranteed payday loans that are much better in terms of APR and overall repayment conditions. But finding just the right period of repayment term for your loan should be considered carefully before you apply; a one month long payday loan may be too short for you to get your finances back on track, so applying for a 3 month payday loans may be the wiser solution. Possibly when you consider your own circumstances a 6 month loan may be perfect, as the terms should be easily affordable and you will find paying off the amount borrowed over a relatively short period of time, will leave you debt free and not tied into a repayment plan for what seems like an unending episode. The other attraction of pacing yourself within a 6 month loan is the manageable installments, rather than the much larger deduction which has to be faced on payday in the one month loan, or even the 3 month payday loan. Balance the desire to rid yourself of financial problems with a measured repayment program.

Your loans can be processed 24/7

You never know when you may suddenly be in need of some financial help, as the nature of a crisis is generally something that reaches a point which seems beyond your control quite suddenly. This can be the moment when you have to check out the loan companies and assess which one seems to offer you the best deals for a loan with realistic repayment schedules. In fact there are many to choose from but you want to be sure about the best deal available, you will soon discover that credit brokers will not only save you time in searching out the arrangement which suits you, but may be able to secure you a loan from amongst their group of lenders which you may not have been able to access yourself. We are here when you need us.

What you need to qualify

There are a few essentials that we need in order to process a quick payday loans application for you, but please make sure you are 18 years of age or over at the time of application, a full UK resident of the United Kingdom and currently resident here, you are employed and have been so in either a part-time or full-time basis for at least the last 90 days and you have a bank account so your loan can be transferred electronically to your bank and debits may be taken.

Simple steps to obtain your quick payday loan

Decide on the amount you would like to borrow; your loan can be for any reason we do not need to know the purpose for the cash; choose how long you want money to make the repayments – it may be short-term literally until payday or you may need to factor in other commitments – so think carefully about the time plan that is most appropriate to you. Everything is done online so it is quick and easy. Owl Loans will work through their panel of lenders to get the best deal for you. No fuss, just an efficient and effective service towards gaining you a same day loan.

Repairs or bills that demand attention NOW

Unexpected calls upon your finances are a fact of life and they always seem to need your immediate attention at the time when you are least able to sort things out. A quick payday loans from owlloans.co.uk can solve this challenge by injecting some instant cash into your bank account and enabling you to get your life back on track. Car broken down and large garage bills looming……….without your car to get to work you will find it impossible to earn the money that will pay the bill, a real no-win situation. A flexible short term payday loan giving you access to funds will allow you to decide the amount and how long you realistically need to pay it back, finally simply check the terms and conditions to make everything manageable for your future repayments. Owl Loans will work for you and with you to find the best lender for you and your individual circumstances.



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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk